--- title: "Terms of service · OrbySystems" url: https://orbysystems.ai/terms --- Terms # Terms of service Last updated 12 November 2026 These terms apply when you use the OrbySystems app, this website or an OrbySystems account. By using them, you agree to these terms. “We” and “us” mean OrbySystems, a trade name of EdgeXR, Inc. ## The app We give you a personal, non-exclusive license to install and use the OrbySystems app on computers you own or control, under these terms. Parts of OrbySystems that we publish as open source, such as the statement parsers, come with their own license, which applies to those parts. OrbySystems is in private beta. Features may change, and you should expect rough edges. ## Country availability Everyday and Plus are available internationally with supported statement formats. Premium is available in the US only; its retirement, account and tax modeling uses US rules. ## Not financial advice OrbySystems helps you understand your own records. It does not give financial, investment, tax or legal advice, and it doesn’t know your full circumstances. We check figures against your statements, but an answer can still be wrong or incomplete. Check anything important, and talk to a qualified professional before you make a decision that depends on it. ## Everyday · Free An account is optional for Everyday, which has no time limit. We may change what Everyday includes, but we won’t take away your ability to open and export the data you’ve imported. ## Plus and Premium - **What you buy.** Plus and Premium are sold per statement year. A purchase covers the year you choose and every earlier year, with the features your selected plan includes when you buy it. Those years stay covered after you stop buying. - **Activation.** Paid features need a current activation: the app checks in with our license service at least once a week while you’re online, and falls back to Everyday if its activation expires before it can reconnect. An account can have its paid license active on two computers at a time, and you can move it from your account’s Devices page. - **Price and payment.** Prices and currency are shown before you pay, with tax added where it applies. Stripe processes payments. If a payment is reversed or charged back, the license it paid for ends. - **Delivery.** Your license is ready in your account as soon as payment completes, and we email you. In the app, open Settings → License and choose Check license now. - **Later years.** Buy a later statement year when you want its coverage. The current checkout is a one-time purchase, not an automatic-renewal subscription. - **Refunds.** Purchases are final, because Everyday lets you try OrbySystems before you buy. Our [refund policy](https://orbysystems.ai/refunds) sets out when we still refund: a charge in error, an auto-renewal you didn’t intend, your paid plan not working for you, or where the law gives you the right. ## Founding tester offer - If you confirmed your email address on our interest list before OrbySystems is generally available, you get 50% off your first Plus purchase: one statement year. - We send the discount as a code to the address you confirmed, and you enter it at checkout. It works once, for one account, and can’t be combined with other discounts or exchanged for cash. - The code stays valid for as long as the email that brings it says. - A refund of a discounted purchase is the amount you paid. ## Your account You must be 18 or older to buy a paid plan. Keep your sign-in details safe: you’re responsible for what happens in your account. You can delete your account at any time, as our [privacy policy](https://orbysystems.ai/privacy) describes. ## Using the service fairly Don’t try to break into, overload or get around any part of OrbySystems, including its license checks, and don’t resell licenses. Send us only what you have the right to send. When you send a scrambled sample from the app, you let us use it to build and test support for that statement format, and the support we build may ship to everyone who uses OrbySystems. ## Your data Your statements and records are yours. We don’t claim any right to what you import or create, and we don’t receive it unless you send it to us. ## Warranties and liability OrbySystems is provided “as is”, without warranties of any kind, to the extent the law allows. We aren’t liable for indirect or consequential losses, or for decisions you make based on the app’s answers. Our total liability to you is limited to what you paid us in the 12 months before your claim. ## Ending You can stop using OrbySystems at any time. We may suspend or close an account that breaks these terms. The sections on advice, liability and your data continue to apply after that. ## Changes We may update these terms. When we do, we change the date at the top, and we email account holders about significant changes before they take effect. ## Contact [support@orbysystems.ai](mailto:support@orbysystems.ai)