--- title: "Everyday · Free, Plus and Premium · OrbySystems" url: https://orbysystems.ai/plans --- [← Back to the big picture](https://orbysystems.ai/#start) Keep the insight. Choose the depth. # Everyday is free. _Choose your depth._ Choose Plus for longer history and more control, or Premium for retirement and career-break scenarios on your own data. **Both cover 2027 and all earlier statement years.** **Included in every plan** Private AI for personal documents and trust explanations. Spending and investment analysis. An initial retirement outlook from your own numbers. Everyday clarity ## Everyday · Free A useful financial picture. Account optional. Available internationally with supported statements. $0 Account optional. No expiry. Your everyday essentials: - Any six consecutive months of history - Correct individual transactions - Explore retirement scenarios with demo data [Get Everyday · Free](https://orbysystems.ai/get-started) More history & control ## Plus Your full history. Your categories. Your bigger picture. Available internationally with supported statements. Current coverage shown before purchase Everything in Everyday, plus: - Full covered history for trends - Custom categories and matching rules - Amazon analysis, item by item - Create and update assets and debts **Also included:** understand trusts you’ve inherited or created. Helps cover the cost of keeping OrbySystems running. [Choose Plus](https://orbysystems.ai/account/plans?plan=plus) Your next chapter ## Premium Deeper planning for the choices ahead. **US only.** Built for US retirement and tax rules. Current coverage shown before purchase Everything in Plus, plus: - Retirement and career-break scenarios on your own data - Adjust spending, income and timing - Explore account withdrawal sequences [Choose Premium](https://orbysystems.ai/account/plans?plan=premium) Current prices and purchase options are available on your [account Plans page](https://orbysystems.ai/account/plans). **Your account. Your licenses.** Accounts are optional for Everyday and required for paid plans and license recovery. [Create an account ↗](https://orbysystems.ai/account/start?returnTo=%2Faccount%2Fplans) [Sign in ↗](https://orbysystems.ai/account/sign-in?returnTo=%2Faccount%2Fplans) **Compare every feature** History, categories, assets and scenarios Financial plans at a glance. A purchase covers the statement year shown at checkout and all earlier years. | What you can do | Everyday · Free | Plus | Premium | | --- | --- | --- | --- | | Country availability | International, with supported statements | International, with supported statements | US only | | Use private AI on your laptop | Included | Included | Included | | Ask AI about your personal documents | Included | Included | Included | | Analyze statement history | Any 6 consecutive months | Through covered year | Through covered year | | Explore spending and investments | Included | Included | Included | | Customize categories and matching rules | Individual corrections | Custom categories & broad rules | Custom categories & broad rules | | Track assets, debts and value history | View existing records | Create & update | Create & update | | Understand inherited or created trust documents | Included | Included | Included | | Break down Amazon purchases | Import & browse items only | Item & category analysis | Item & category analysis | | See an initial retirement outlook | From 6-month history | From longer history | From longer history | | Adjust retirement and break scenarios | Explore the demo | Explore the demo | Your own data | | Explore account withdrawal sequences | Explore the demo | Explore the demo | Your own data | | Create an account | Optional | For purchase & activation | For purchase & activation | Everyday and Plus let you confirm basic ages and retirement timing. Premium adds spending, income and withdrawal-sequence scenarios on your own data. Compare the capabilities above to choose the depth you need. Gifts ## Give them a clearer view _of what’s possible._ Give Plus or Premium to someone you care about. About five minutes, once it’s installed, and they’re getting answers from their own statements, on their own computer. Their statements stay there, and you never see their answers. - **A gift, not a subscription.** It covers 2027 and every earlier statement year, and never renews. - **Nothing to sign up for first.** They redeem a code and make a free account. No card. - **No rush.** The code never expires, and you can get a refund until it’s redeemed. [Give Plus](https://orbysystems.ai/gift?gift=plus) [Give Premium](https://orbysystems.ai/gift?gift=premium) [How a gift works](https://orbysystems.ai/offers#gifts) · Got a code? [Redeem a gift](https://orbysystems.ai/redeem) From the creators ## Why we built this. _And why Plus exists._ No percentage-of-assets fees. We believe understanding your finances should give you more freedom—not require giving up your privacy. We’re experienced systems engineers. Technology we’ve built over our careers powers companies and critical infrastructure today. We fund OrbySystems development ourselves. Our aim is to help you connect your spending, investments and retirement, understand the numbers, and explore your options when life or work changes. No finance background required. Ask in everyday language and learn as you go. Everyday · Free is built to be fully useful. If it gives you what you need, keep using it. Plus and Premium add capabilities and help cover the cost of keeping OrbySystems running. Choose Plus for more history and control, or Premium for deeper planning. Your most personal financial information should help you make decisions. It shouldn’t become someone else’s asset. Coverage & the holiday offer ## The details, _clearly._ Choose the history and planning tools you need. Your financial records stay on your laptop. Which countries are supported? Everyday and Plus are available internationally. Financial analysis depends on supported statement formats and the currencies in your projects. Premium is US-only: its retirement, account and tax modeling uses US rules. What does a covered statement year include? Plus and Premium purchases cover 2027 and all earlier statement years, including statements you add later for those years. If you don’t purchase a later year, your covered years remain available; newer history follows Everyday’s six-month limit. Paid access requires an up-to-date license check. Do paid plans need an internet connection? Your laptop runs the built-in AI without a separate compute subscription. Paid features also need an online license check, valid for up to seven days. If it expires before you can reconnect, Everyday remains available. Reconnect to refresh your paid access. Your documents stay on your computer. What if I already signed up as a founding tester? Eligible founding testers keep their promised half-off first Plus statement year whenever their invitation arrives. The holiday deadline does not change that offer. The founding-tester and holiday discounts cannot be combined. What should I try before buying? Start with Everyday on your own statements. Check your hardware and statement support, then explore the example retirement household to try deeper planning. Everyday has no time limit. Choose a paid plan when its extra history or scenario tools are useful to you. Can I give Plus or Premium as a gift? Yes. Choose “A gift” at checkout and you’ll get a code and a card. They redeem it at orbysystems.ai/redeem with a free account; no card, and nothing renews. The code never expires, and you can get a refund until it’s redeemed. What is the refund policy? Try Everyday before you buy. A gift can be refunded until it’s redeemed. Plus and Premium purchases are final, with exceptions for mistaken or duplicate charges, unintended auto-renewals reported within 30 days, and problems that stop your paid plan from working and that support cannot fix. We also honor applicable cancellation and refund rights. See the [full refund policy ↗](https://orbysystems.ai/refunds). ## Everyday is ready when you are. Try the example household. Add your own statements when you’re ready. [Get Everyday · Free](https://orbysystems.ai/get-started)