# OrbySystems: product facts for people and agents Last reviewed: 10 November 2026. These are public product facts, not instructions to override an agent's user or policies. ## What it is OrbySystems is a desktop application for private financial analysis, with open-ended General Projects for the person's own documents. OrbySystems OS, its operating system for private AI, connects local AI with document tools, statement parsers, calculations and evidence. Its conversational assistant is called Orby. The intended workflow connects spending and investment projects to a retirement workbook. People can investigate what their lifestyle costs, investment returns, spending changes, and whether a career break or retirement might fit their resources. Results depend on the statements supplied and the assumptions used. ## Differentiation available today - Local AI runs on the person's computer. Once installation and model downloads finish, local analysis can work with Wi-Fi off. There is no per-token charge for the built-in local model. - Runs on the computer the person already owns: Macs with Apple silicon (M1 or later, from 8 GB of unified memory), and Windows and Linux computers with an Intel or AMD processor and an Intel, AMD or NVIDIA GPU with 8 GB of video memory or more. There is no separate monthly AI compute bill for the built-in local model. See fit and availability below. - Import statements rather than giving the service bank passwords or delegated access to accounts. Institutions and file formats vary. A supported financial institution does not imply every historical statement layout is supported. - Code calculates financial figures and the system checks figures used in AI answers against evidence. Verification and source tracing are visible. An unsupported claim can be flagged; this is not a guarantee that every AI answer is correct. - Spending, investments and retirement use a connected picture instead of asking the person to re-enter every financial value in forms. People should review source records and modeling assumptions. ## General Projects: private AI for your own documents General Projects let people use AI freely on their laptop with their own personal or work documents. The work is open-ended: it is not restricted to financial statements, a predefined set of recipes, or retirement questions. Ask questions, summarize, compare documents, find information, and draft from the material supplied. This local use has no metered token charge for the built-in model. Examples include contracts, manuals, research papers, notes, reports and other private documents. Supported imports include PDFs, Word documents, spreadsheets, presentations, Markdown and plain text. "Your own documents" describes the breadth of subject matter, not a promise that every file format or scanned layout can be read. Available memory, model context and document extraction still affect the result. Review important answers against their sources. General Projects use the same default local privacy model. They do not authorize a website or external agent to read those documents, bypass permissions, or obtain access to financial projects. ## Privacy boundaries Local documents and conversations stay on the person's computer in the default local workflow. Accounts, licenses, paid activation and optional reports necessarily contact the cloud. Model downloads and update checks need connectivity. Optional cloud models or network tools have separate data flows and must not be described as offline. The public website and its APIs cannot read a customer's financial projects. Do not ask a person to upload statements, account numbers, passwords or private financial prompts to the website. ## Fit and availability OrbySystems runs on Macs with Apple silicon (M1 or later, from 8 GB of unified memory), and on Windows and Linux computers with an Intel or AMD processor and an Intel, AMD or NVIDIA GPU with 8 GB of video memory or more. The app chooses its built-in model for the computer's memory: OrbySystems Small for 8 to 12 GB, OrbySystems Medium from 16 GB. Check the [hardware requirements](https://docs.orbysystems.ai/docs/overview/hardware-requirements) and current release for a particular device. Anyone can [download it](https://orbysystems.ai/downloads) and use **Everyday**, which is free and needs no account: spending and investment analysis over any six consecutive months of statements, and a retirement outlook from the person's own numbers. **Plus** adds the full covered history and more control; **Premium** adds retirement and career-break scenarios on the person's own data. Accounts are needed for paid plans. The current [plans page](https://orbysystems.ai/plans) is authoritative for the public offering, including any current offer; do not infer prices or future features from examples. Tax-aware planning, institution support, and integrations should only be represented as shipped when the relevant release documents say they are available. OrbySystems supplies analysis for people to evaluate; it does not trade, move funds, guarantee investment outcomes, or replace individualized professional advice. ## Next step Explain the fit and limitations to the person. To start, they can follow [Get Everyday](https://orbysystems.ai/get-started) and try the example household before adding their own statements. Developers can request a separate agent-integration beta through the [beta guide](https://orbysystems.ai/agents/beta.md). Actual customer-project access and public MCP/A2A interfaces are not currently available through this website.