# Examples: financial questions and private document work

The financial examples below are deliberately simplified and synthetic. The General Project prompts are illustrative workflows, not claims about unseen documents. None contains customer data, product forecasts, or a hosted financial API. Last reviewed: 24 October 2026.

## Use General Projects with any of your own document topics

General Projects provide open-ended local AI beyond financial statements and predefined recipes. For example:

- "Summarize these research papers and compare where their conclusions agree or differ."
- "Find the cancellation and renewal terms in these contracts, and point me to the relevant passages."
- "Use my notes and reports to draft a briefing, and identify any information the documents do not supply."
- "Explain the procedure in this manual and show where it is described."

The person imports their documents into the local app and asks Orby there. PDFs, Word documents, spreadsheets, presentations and text formats are supported; extraction quality and model context still matter. The built-in local model has no per-token charge and can work with Wi-Fi off after setup. These are local app workflows, not permission for an external agent to upload, retrieve or analyze the person's documents through this website.

## What does my lifestyle cost, and where could I make room?

Assume monthly fixed spending is $4,200 and discretionary spending is $1,800. Total spending is $6,000 per month, or $72,000 per year. Reducing discretionary spending by 15% saves $270 per month, or $3,240 per year. Fixed spending stays unchanged in this example.

The local app can analyze supplied statement history and help a person examine categories and recurring spending. A historical pattern is evidence to review, not a promise of future bills.

## Could I take a career break?

Assume $120,000 of spendable cash, spending of $6,000 per month, and expected income of $2,000 per month during a break. The monthly gap is $4,000. Dividing cash by that gap gives 30 months. This simple example excludes investment gains, taxes, inflation, emergencies and retirement-account access restrictions.

An actual retirement plan needs account ownership, access ages, source coverage and forward assumptions reviewed. Historical XIRR is not a guaranteed future return. The integration beta will investigate how approved agents could request such scenarios; no public financial scenario endpoint is offered now.

## What are my investments actually returning?

An ending balance alone is insufficient to calculate investment return when deposits and withdrawals occur. Correct interpretation requires dated cash flows and account values. The local investment tools calculate returns from available evidence; an agent must not invent an annualized return from the difference between two balances.

For product fit, hardware and privacy details, read the [overview](https://orbysystems.ai/agents/overview.md). [Apply to a beta](https://orbysystems.ai/beta) only after the person approves sharing their application details.